• Debt Management Plan

    A Debt Management Plan (DMP) can aid in regaining control of your finances by restructuring and reorganising your repayments over a fixed period.


    An Individual Voluntary Arrangement (IVA) is a way of avoiding Bankruptcy by agreeing with your creditors to pay off your unsecured debts using the surplus money from your monthly income.

    Debt Relief Order

    A Debt Relief Order (DRO) is a simpler, cheaper and quicker form of bankruptcy; ideal for those with few assets, low income and a debt less than £15,000.

  • Debt Consolidation Loans

    A Debt Consolidation Loan will cover all of your existing debts with multiple creditors, allowing you to pay a single, and fixed interest monthly repayment.

    Equity Release

    If aged 55 or over, you can repay your debts or take out a loan using the value of your home as collateral while continuing to live in your home as you always have.


    Bankruptcy can help you with clearing your debts; ideal if your liabilities outweigh your assets, but should only be considered as a last resort as the process can be very costly.

  • Avoid Repossession

    Around 82 houses are repossessed everyday due to outstanding debts, don’t become part of this statistic.

  • Downloadable Guides

  • What Clients Say

Debt Resources

  • Money Management

    Management of your finances can be crucial to alleviating debt. A few small changes to your money management plan can have a big effect on your ability to pay off your debts.

  • Different Types of Debt

    Our debt management advice can be catered toward any type of debt. For help with debt problems which are not covered in this section, contact us on our debt advice line 0800 955 5020.

  • Company Debt

    Situations where your company has fallen into debt can be very complicated to get out of. We can help you find the debt solution which best protects you, both financially, and legally.